| Commercial General Liability Coverage CGL is commonly referred to as “third party” coverage. This coverage protects the insured against claims filed by others as result of the insured‘s negligence. |
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Coverage includes bodily injury as well as property damage. Examples of claims that might result from:
- Visitor injured on the insured’s premises.
- Customer injured on the insured’s premises
- People.Other than the insured’s employees, injured by the insured’s products.
- Property damage caused by the insured to the property of others
Liability.
No matter how your business is set up, (sole proprietorship, partnership, LLC, etc.), you can be held personally responsible for lawsuits aimed at your business. In basic terms, business liability insurance separates your business assets from your personal ones.
Some options for using general liability insurance in various business scenarios.
General liability insurance is something every business can use, but not every business has this basic security in place. If you are a small business operator who doesn't have general liability insurance added into the equation for protecting your bottom line from unexpected damages, don't panic: online suppliers can help you get coverage right away over the Internet.
Different businesses use general liability insurance in various ways. You may want the "standard" commercial general liability insurance for a business such as yours, or extra coverage according to what's going on in your shop or across your company. Those on the hunt may find:
- Ongoing general liability insurance quotes covering property and unforeseen injuries.
- Event general liability insurance quote options and coverage for a specific time period when you will be doing something special on-site or in a business capacity.
- Specialized general liability insurance rates and quote info for your kind of business, from the smallest individual retailer to large manufacturing or commercial environments.
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