About Us

Doral Insurance AgencyJust Insurance Brokers is a family-owned and operated insurance agency serving diverse communities of the state of Florida since 1993.

Our goal is to simplify your Auto, Home, and Business Insurance needs. We serve the state of Florida, representing the top insurance companies available in all areas. Whether you are a business looking for auto, liability, worker’s compensation, property, or other commercial lines; or you are an individual seeking to protect your family’s home, auto, boat/yacht, or valuable items, our agencies will cater your coverage to your interests.

Best of all, when you call our local, independent agencies, you’ll be speaking to highly-trained, well-qualified, licensed, multilingual insurance professionals who get to know you by name and whom you will get to develop a trusting relationship with – not another call-center voice asking for your policy number before your name. We take your insurance concerns very seriously, and will offer the best advice along with personalized coverage at affordable prices to ensure you, our customers, are delivered JUST what you need.


Oscar and Gloria Hadjez founded Just Insurance Brokers in 1993, after working separately in the insurance industry for over a decade. As husband and wife they sought to combine their experience and expertise to open an independent insurance agency that would cater to the well-being of their Floridian and Latin-American communities.

Over the years, this family-owned agency has expanded to accommodate the needs of their clientele and to meet the demands for quality service and exceptional work ethic, starting with the hire of Odalys ValcarceOdalys joined JIB at its start, and today is Head of Customer Service Representatives. A leader amongst our employees, she uses her years of experience and vast knowledge of the insuranceindustry to ensure the Just Insurance Brokers experience will provide just what our customers need – quality service and coverage.

The Hadjez’s have continued to capitalize on their family’s unique strengths,bringing their son Sandro to help steer the business in new, exciting directions. After over a decade working as a structural engineer, Sandro Hadjez came to Just Insurance Brokers in 2014 to lead a new venture – expand the family business by offering franchises. Since then we have successfully expanded with various locations to better serve our growing South Florida community, with plans to continue expanding our presence throughout the entire state of Florida within the next few years.

Our Management is dedicated to leading our team of passionate, hard-working Customer Service Representatives, Agents, and Franchisees to make the Just Insurance Brokers experience the best it can be, and to establish a legacy of leading the industry with high-quality service and exceptional coverage.

An Independent Advantage

We are Independent Agents free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Just Insurance Brokers represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.