BUSINESS INSURANCE

Business Insurance Brokers in Doral, FL

Reliable, Affordable Property Insurance in Florida

At Just Insurance Brokers, we pride ourselves on providing high-quality business insurance evaluations, to help you find exactly the type of business insurance policy you need. We will thoroughly examine your options and then create a plan custom-tailored to match your risks. We also examine other potential exposures your business may have, including personnel, future plans, and location. We work with local businesses in and around Doral, Florida, providing specialized insurance packages, consulting services, and more. Contact us today to get started!

COMMERCIAL
PROPERTY
LIABILITY
COMMERCIAL
VEHICLE
WORKERS
COMPENSATION
OTHER
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COMMERCIAL PROPERTY

Commercial Property Insurance protects businesses against direct and indirect losses to their tangible and intangible assets due to a covered peril.

BUILDING AND BUSINESS PERSONAL PROPERTY

Designed to cover direct physical damage or loss to commercial property and its contents which can include desk, chairs, equipment, fixture, furniture etc. 

BUSINESS INTERRUPTION

Business interruption insurance compensates the named insured, for lost income due to damages covered under the policy. Covered perils include, but are not limited to, theft, fire, wind, falling objects and lightning. 

CONDOMINIUM

A condominium association policy typically provides coverage for areas of common ownership within the condominium complex, including hallways, sidewalks, clubhouse, swimming pool and for building equipment, such as elevators

COMMERCIAL FLOOD

Flood insurance covers damage to your building and contents caused by flooding. This includes losses resulting from overflowing of inland or tidal water, accumulation of water from any source, or other similar causes. Flood coverage may be added as an endorsement or purchased as a stand-alone policy. 

BUILDERS RISK

Designed to cover commercial property structures against covered perils like fire, theft, etc., while they are under construction or being remodeled or renovated. 

GENERAL LIABILITY

This coverage can protect the insured from a variety of claims for bodily injury and property damage, arising out of premises, operations, products, and completed operations; and advertising and personal injury. 

PROFESSIONAL LIABILITY

Professional Liability insurance offers protection in the event of a liability claim brought against professionals  as a result of errors and omissions in performing their services. 

EMPLOYMENT PRACTICE LIABILITY INSURANCE (EPLI)

This type of liability coverage protects businesses from wrongful employment processes such as, wrongful termination, discrimination, sexual harassment and retaliation

LIQUOR LIABILITY

This coverage protects businesses that serve, sell, distribute, manufacture or supply alcoholic beverages from loss and damages resulting from an intoxicated individual injuring himself or others.

CYBER LIABILITY

Cyber liability insurance is designed to cover businesses for a variety of both liability and property losses that may result when a business engages in activities that may lead to a data breach and/or cyber-attack. 

LIABILITY

Liability insurance offers protection against claims resulting from losses caused to third parties including but not limited to bodily injury and/or property damage.  This coverage is critical for those who may be held legally liable, while providing and/or delivering products and services to others.

GENERAL LIABILITY

This coverage can protect the insured from a variety of claims for bodily injury and property damage, arising out of premises, operations, products, and completed operations; and advertising and personal injury.

PROFESSIONAL LIABILITY

Professional Liability insurance offers protection in the event of a liability claim brought against professionals  as a result of errors and omissions in performing their services. 

EMPLOYMENT PRACTICE LIABILITY INSURANCE (EPLI)

This type of liability coverage protects businesses from wrongful employment processes such as, wrongful termination, discrimination, sexual harassment and retaliation

LIQUOR LIABILITY

This coverage protects businesses that serve, sell, distribute, manufacture or supply alcoholic beverages from loss and damages resulting from an intoxicated individual injuring himself or others.

CYBER LIABILITY

Cyber liability insurance is designed to cover businesses for a variety of both liability and property losses that may result when a business engages in activities that may lead to a data breach and/or cyber-attack. 

COMMERCIAL VEHICLES

A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy.

TRUCKING

Commercial truck insurance is a policy designed for a business or an owner-operating a pickup truck, tow truck, dump trucks, etc.Available coverage includes liability, trailer interchange, and physical damage for the truck; other coverage may be added by endorsement.

MOTOR TRUCK CARGO

Cargo insurance provides coverage for damage to property while being transported by a common carrier or on the insured’s own vehicles, depending on the form used.  

COMMERCIAL AUTO

Commercial auto insurance covers business and/or individuals while using vehicles for business purposes. Available coverage may include Physical Damage to the insured’s vehicle as well as Liability (Property Damage and Bodily Injury) Other coverage may be available by endorsement. 

EPLI

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company.

WORKERS COMPENSATION

Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.

EPLI

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company.

OTHER

Just Insurance Brokers offers free, comparative quotes on group disability insurance from multiple insurance carriers so you can get the best possible rate whatever your group size or benefit goals.

BUSINESSOWNER POLICY (BOP)

A Businessowner policy is a package policy that provides both property and liability coverage for eligible small and medium size businesses.

NON-PROFIT

This type of insurance policy and coverage are designed to cover Non-Profit business from the different risk exposure they face ranging from Liability, Property and effective management through Directors and Officers coverage. Additional coverage and endorsements may be added to the policy to protect against other related exposures. 

SPECIAL EVENTS

Special Events insurance covers the sponsor of public or private events for unexpected occurrences, such as property or liability damage claims and/or event cancellation.

DIRECTORS AND OFFICERS (D&O)

Directors and Officers insurance helps protecting executives, directors, and even senior managers while servicing on a board of directors, in the event of a claim made against them for their failure to perform management functions that may have led to adverse financial consequences.

INLAND MARINE

This policy covers property in transit over land, certain types of moveable property, contractors equipment, instrumentalities of transportation and/or communication, such as bridges, roads, television and radio towers, etc., and legal liability exposures of bailees. These coverages are often excluded from basic Commercial Property policies.

What is a Commercial Insurance Broker?

Commercial insurance brokers work as an intermediary between insurance providers and customers. The broker’s job is to utilize sophisticated technology and their expertise to navigate the field of options available to match your business with a plan and a provider that is trustworthy, offers suitable coverage, and is reasonably priced.

Before you decide to hire a commercial insurance broker from one of Just Insurance Brokers’ franchise, consider the following question:

Do you want an insurance agent or a commercial insurance broker?

You’d think they were the same thing, but actually, the difference is crucial, and knowing it can save you a lot of money. You see, while both of them provide you with insurance options, an insurance agent actually works for an insurance company, so will only be providing you plans that that single company offers. A commercial insurance broker provides you those options as well as many others, based on insurance market research. When you’re looking to find the best coverage and prices, it’s important to work with a broker, not an agent.

Contact Just Insurance Brokers 

 


How to Select a Commercial Insurance Broker

Now that you’ve narrowed your choices down to only insurance brokers, not agents, how do you go about choosing a company to work with? Base your decision on a company that embodies the following traits:

  1. Good Communication Skills — A good broker is one who listens to their customers’ business needs and does their research based on the information provided. They also should explain the strengths and weaknesses of all the policies they’ve found for you, to help you make as informed a decision as possible.
  2. Professional Work Ethic — You want to work with a broker who is committed to finding the best possible insurance policies for their customers, who provide extensive guidance for new businesses, and work diligently, adapting to the changing needs of your business as it grows.
  3. Expertise — There are lots of risks to consider when starting a business. It’s critical that you have a commercial insurance policy that protects your company’s assets from risk. When you hire an experienced, knowledgeable commercial insurance broker, they should be able to recommend the best insurance policy according to the risks you are most concerned about.
  4. High-Quality Customer Support — The best broker ensures that you find the right policy the first time, so you don’t have to keep changing your policy all the time. A great broker also will be able to answer whatever questions clients may have and provide quality service without delay. Just Insurance Brokers aims to help build long-lasting relationships between brokers and clients, so accounts are handled reliably.
  5. Always Available — The best brokers are those that make themselves available to clients any time, day or night. Prompt feedback is a sign of professionalism and that this is a broker you can count on

Learn More About Business Insurance

Just Insurance Brokers is one of Florida’s top brokerage companies, having served Florida businesses since 1993. Our goal is to simplify all your business insurance needs.Whether you are looking for auto, liability, worker’s compensation, property, or other types of commercial insurance, or you simply want to learn more about what your policy options are, we are here to provide you impartial advice so you can better mitigate risk optimally while remaining on budget. Contact us today to get started!

Want to Learn More About Property Insurance?

Just Insurance Brokers can help. We are one of Florida’s top brokerage companies, and will provide you reliable advice to help you get the most-suitable coverage for your specific needs. Contact us today to get started!

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