Residential & Commercial Property Insurance Brokers in Doral, Florida
Property insurance can entail a variety of different types of coverage — including things such as flood insurance, homeowners insurance, and jewelry and fine art insurance. Most people only need a basic type of property insurance, yet others have special needs that need to be met that aren’t typically included in your standard plan. Just Insurance Brokers is here to help you identify what type of insurance policy and range of coverage is best suited for your business or property. Contact us today to get started!
A homeowners’ policy pays for damage by a covered peril to building and personal property. It will also provide compensation for Loss of Use, Additional Living Expenses and/or Fair Rental Value, and protection against liability claims
A homeowner policy is designed to insure your primary home, this policy usually covers the structure of your home, its contents, loss of use and personal liability.
This type of policy is designed to insure income or seasonal properties and usually covers structure, fair rental value, and can include contents.
Provides personal property and liability protection to tenants.
Condo insurance covers building property for which the insured is responsible for, contents, upgrades (ex. new cabinets), liability, and temporary living expenses while the unit is being repaired.
Flood insurance covers damage to your building and contents caused by flooding. This includes losses resulting from overflowing of inland or tidal water, accumulation of water from any source, or other similar causes. Some companies offer flood coverage by adding an endorsement to the home policy, but a stand-alone policy is usually the only available option.
A personal article “floater” policy will cover valuable items such as art collections, jewelry, fine china, silverware, etc. Most of these items are not covered under the homeowner policy or its recoverable value is set at certain “low” monetary/cash limit despite of its appraised value.
Property insurance is needed for both your home and your business. It is essentially a type of insurance policy that provides coverage for specified damages, such as theft, flooding, and other risks.
Just Insurance Brokers can help. We are one of Florida’s top brokerage companies, and will provide you reliable advice to help you get the most-suitable coverage for your specific needs. Contact us today to get started!